Quick Answer: Is Home Depot Credit Card A Hard Inquiry?

How do I get 10% off at Home Depot?

20.

Active duty and retired military get the 10% Home Depot military discount every day.

All Vets save 10% only on select holidays.

All active duty military personnel and retired or disabled veterans and spouses are eligible for a 10% Home Depot Veterans discount at all store locations any day of the week..

How do I get 20% off at Home Depot?

Visit your local U.S. Post Office. Ask the postal clerk for a “mover’s guide” packet, which is usually available for people who must change their mailing address. Look inside the packet to see if there is a Home Depot coupon for 20 percent off. The coupons alternate between Lowe’s and Home Depot coupons.

Is it hard to get approved for a Home Depot credit card?

Applicants generally need fair credit, which means a score of at least 620, to get the Home Depot Credit Card. However, having such a credit score doesn’t necessarily mean that you will get approved.

Does applying for a credit card do a hard inquiry?

Each time you apply for a new credit card, your credit scores may go down—but only slightly. A hard pull, also known as a hard inquiry, is recorded in your credit file every time you authorize a lender to check your credit reports when applying for new credit—including for a credit card.

What credit score does Home Depot use?

640What’s the Home Depot Credit Card APR? The regular Home Depot Credit Card interest rate is anywhere from 17.99% to 26.99%, depending on your creditworthiness. You’ll need at least fair credit – a credit score of 640 or higher – for approval.

Is Lowe’s credit card a hard inquiry?

That new account with Lowe’s may initially cause your score to fall slightly, due to the so-called “hard inquiry” when you applied for the card. Your credit could also be impacted by a change in the comparison of your total debt to credit limits, which is also known as your credit utilization ratio.